{"id":9887,"date":"2026-03-19T13:46:14","date_gmt":"2026-03-19T12:46:14","guid":{"rendered":"https:\/\/www.notebook.hu\/blog\/?p=9887"},"modified":"2026-03-23T14:46:19","modified_gmt":"2026-03-23T13:46:19","slug":"telefon-reszletre-akar-0-thm-online-aruhitelre","status":"publish","type":"post","link":"https:\/\/www.notebook.hu\/blog\/telefon-reszletre-akar-0-thm-online-aruhitelre\/","title":{"rendered":"Telefon r\u00e9szletre, ak\u00e1r 0% THM online \u00e1ruhitelre"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">K\u00e1rtyaf\u00fcggetlen telefonok r\u00e9szletre<\/h2>\n\n\n\n<p>\u00c9rdemes r\u00e9szletre v\u00e1s\u00e1rolni telefont, ak\u00e1r Android rendszer\u0171 telefonr\u00f3l van sz\u00f3, ak\u00e1r <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.notebook.hu\/blog\/iphone-reszletre\/\" target=\"_blank\" rel=\"\">iPhone 17 r\u00e9szletre<\/a><\/span> val\u00f3 v\u00e1s\u00e1rl\u00e1sa a c\u00e9lunk. Az \u00e1ruhitel megk\u00f6nny\u00edti, hogy fels\u0151 kateg\u00f3ri\u00e1s telefonokat v\u00e1s\u00e1roljon mag\u00e1nak b\u00e1rki k\u00f6nnyed\u00e9n, az\u00e9rt mert egyben megterhel\u0151 lenne vagy csak nem szeretne egyszerre ekkora \u00f6sszeget kiadni egy telefon\u00e9rt.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.notebook.hu\/blog\/wp-content\/uploads\/2024\/09\/image.png\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"578\" data-attachment-id=\"14226\" data-permalink=\"https:\/\/www.notebook.hu\/blog\/telefon-reszletre-akar-0-thm-online-aruhitelre\/image-80\/\" data-orig-file=\"https:\/\/www.notebook.hu\/blog\/wp-content\/uploads\/2024\/09\/image.png\" data-orig-size=\"1102,622\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"image\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/www.notebook.hu\/blog\/wp-content\/uploads\/2024\/09\/image-300x169.png\" data-large-file=\"https:\/\/www.notebook.hu\/blog\/wp-content\/uploads\/2024\/09\/image-1024x578.png\" src=\"https:\/\/www.notebook.hu\/blog\/wp-content\/uploads\/2024\/09\/image-1024x578.png\" alt=\"\" class=\"wp-image-14226\" srcset=\"https:\/\/www.notebook.hu\/blog\/wp-content\/uploads\/2024\/09\/image-1024x578.png 1024w, https:\/\/www.notebook.hu\/blog\/wp-content\/uploads\/2024\/09\/image-300x169.png 300w, https:\/\/www.notebook.hu\/blog\/wp-content\/uploads\/2024\/09\/image-768x433.png 768w, https:\/\/www.notebook.hu\/blog\/wp-content\/uploads\/2024\/09\/image-560x316.png 560w, https:\/\/www.notebook.hu\/blog\/wp-content\/uploads\/2024\/09\/image.png 1102w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p>A legmegb\u00edzhat\u00f3bb k\u00e9sz\u00fcl\u00e9kek k\u00f6z\u00e9 tartoznak a leg\u00fajabb <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.notebook.hu\/okostelefon\/apple-okostelefon\" data-type=\"link\" data-id=\"https:\/\/www.notebook.hu\/okostelefon\/apple-okostelefon\" target=\"_blank\" rel=\"\">iPhone 17 sz\u00e9ria<\/a><\/span> tagjai, de ott van a <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.notebook.hu\/okostelefon\/samsung-okostelefon\/samsung-galaxy-z-sorozat\/samsung-galaxy-z-fold-sorozat\" data-type=\"link\" data-id=\"https:\/\/www.notebook.hu\/okostelefon\/samsung-okostelefon\/samsung-galaxy-z-sorozat\/samsung-galaxy-z-fold-sorozat\" target=\"_blank\" rel=\"\">Samsung Galaxy Z Fold7<\/a><\/span>, ha telefont \u00e9s hajl\u00edthat\u00f3 kijelz\u0151s tabletet szeretn\u00e9nk v\u00e1s\u00e1rolni egy k\u00e9sz\u00fcl\u00e9kben.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.notebook.hu\/blog\/wp-content\/uploads\/2024\/09\/image-1.png\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"528\" data-attachment-id=\"14227\" data-permalink=\"https:\/\/www.notebook.hu\/blog\/telefon-reszletre-akar-0-thm-online-aruhitelre\/image-81\/\" data-orig-file=\"https:\/\/www.notebook.hu\/blog\/wp-content\/uploads\/2024\/09\/image-1.png\" data-orig-size=\"1767,911\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"image\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/www.notebook.hu\/blog\/wp-content\/uploads\/2024\/09\/image-1-300x155.png\" data-large-file=\"https:\/\/www.notebook.hu\/blog\/wp-content\/uploads\/2024\/09\/image-1-1024x528.png\" src=\"https:\/\/www.notebook.hu\/blog\/wp-content\/uploads\/2024\/09\/image-1-1024x528.png\" alt=\"\" class=\"wp-image-14227\" srcset=\"https:\/\/www.notebook.hu\/blog\/wp-content\/uploads\/2024\/09\/image-1-1024x528.png 1024w, https:\/\/www.notebook.hu\/blog\/wp-content\/uploads\/2024\/09\/image-1-300x155.png 300w, https:\/\/www.notebook.hu\/blog\/wp-content\/uploads\/2024\/09\/image-1-768x396.png 768w, https:\/\/www.notebook.hu\/blog\/wp-content\/uploads\/2024\/09\/image-1-1536x792.png 1536w, https:\/\/www.notebook.hu\/blog\/wp-content\/uploads\/2024\/09\/image-1-560x289.png 560w, https:\/\/www.notebook.hu\/blog\/wp-content\/uploads\/2024\/09\/image-1.png 1767w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p>A <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.notebook.hu\/okostelefon\/samsung\/galaxy-s\" target=\"_blank\" rel=\"\">Samsung Galaxy S sorozat<\/a><\/span> tagjai mindig is a megb\u00edzhat\u00f3s\u00e1gukr\u00f3l voltak h\u00edresek, a fels\u0151 kateg\u00f3ri\u00e1t k\u00e9pviselik minden \u00e9vben, id\u00e9n a <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.notebook.hu\/samsung-galaxy-s24-8-256gb-sm-s921bzkgeue-onyx-black-355443\" target=\"_blank\" rel=\"\">Samsung Galaxy S26<\/a><\/span> tagjaival. Ha Androidot szeretn\u00e9nk, de nem Samsungot, a <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.notebook.hu\/okostelefon\/xiaomi-okostelefon\/xiaomi-sorozat\/xiaomi-12-es-sorozat\" target=\"_blank\" rel=\"\">Xiaomi 15<\/a><\/span> sorozat tagjai k\u00f6z\u00fcl b\u00e1rmelyik j\u00f3 v\u00e1laszt\u00e1s lehet, hiszen hozza a fels\u0151 kateg\u00f3ria elv\u00e1r\u00e1sait, sokkal megfizethet\u0151bb \u00e1rc\u00edmk\u00e9vel, mint a Samsung. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Mi\u00e9rt \u00e9rdemes telefont r\u00e9szletre venni?<\/h2>\n\n\n\n<p>Amikor \u00faj telefont v\u00e1s\u00e1rolunk, azt nem egy \u00e9vre tessz\u00fck, szeretn\u00e9nk hossz\u00fat\u00e1von boldogok lenni egy gyors, megb\u00edzhat\u00f3 k\u00e9sz\u00fcl\u00e9kkel. Legink\u00e1bb a fels\u0151 kateg\u00f3ria tudja ezt hossz\u00fa \u00e9vekig biztos\u00edtani, ez\u00e9rt azonban m\u00e9lyen a zseb\u00fcnkbe kell ny\u00falni. Telefont r\u00e9szletre venni nem olyan megterhel\u0151, mint egy \u00f6sszegben kifizetni. Az \u00e1ruhitel \u00e9ppen emiatt nagy seg\u00edts\u00e9g lehet sz\u00e1munkra, hiszen id\u0151nk\u00e9nt el\u00e9rhet\u0151 m\u00e1r ak\u00e1r 0% THM-mel is hitel konstrukci\u00f3 10 vagy 20 havi r\u00e9szletre, de ha 36-48 h\u00f3napra szeretn\u00e9nk r\u00e9szletfizet\u00e9st, arra is van lehet\u0151s\u00e9g 14,9% THM mellett. R\u00e1ad\u00e1sul az \u00e1ruhitel nem csak szem\u00e9lyesen, hanem online is ig\u00e9nyelhet\u0151 egy egyszer\u0171 vide\u00f3s azonos\u00edt\u00e1s alkalmaz\u00e1s\u00e1val, ami m\u00e9g k\u00f6nnyebb\u00e9 teszi a v\u00e1s\u00e1rl\u00e1st. Ha pedig nem szeretn\u00e9nk banki hitelhez folyamodni, egy 3 havi bankmentes r\u00e9szletfizet\u00e9sre is van lehet\u0151s\u00e9g 0% THM mellett a notebook.hu \u00fczleteiben \u00e9s a weboldal\u00e1n is!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">OTP \u00e1ruhitel kalkul\u00e1tor<\/h2>\n\n\n\n<p>Minden term\u00e9koldal alj\u00e1n megtal\u00e1lhatod az adott term\u00e9khez kapcsol\u00f3d\u00f3 \u00e1ruhitel kalkul\u00e1tort. Itt \u00e1ll\u00edthatsz futamid\u0151t, \u00f6ner\u0151t, teljesen szem\u00e9lyre szabhatod az eg\u00e9sz konstrukci\u00f3t, de ak\u00e1r v\u00e1laszthatsz a 0% THM lehet\u0151s\u00e9gei k\u00f6z\u00fcl is.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">R\u00e9szletfizet\u00e9si konstrukci\u00f3k<\/h2>\n\n\n\n<p>T\u00f6bbf\u00e9le r\u00e9szletfizet\u00e9si konstrukci\u00f3val rendelkez\u00fcnk, csak v\u00e1laszd ki a sz\u00e1modra megfelel\u0151t. Ak\u00e1r a 48 havi t\u00f6rleszt\u0151t is v\u00e1laszthatod 14,9% THM mellett, de ha igaz\u00e1n j\u00f3 aj\u00e1nlatot szeretn\u00e9l, akkor a 10 vagy gyakran ak\u00e1r 20 h\u00f3napra sz\u00f3l\u00f3 hitel a legjobb v\u00e1laszt\u00e1s 0% THM-mel, \u00edgy t\u00e9nyleg csak annyit kell kifizetned, amennyibe a term\u00e9k ker\u00fcl. Vagy v\u00e1laszd a 3 havi bankmentes r\u00e9szletfizet\u00e9st!<\/p>\n\n\n\n<p>N\u00e9zd meg <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.notebook.hu\/notebook-hitel\" target=\"_blank\" rel=\"\">\u00e1ruhitel lehet\u0151s\u00e9geinket<\/a><\/span> vagy ak\u00e1r a <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.notebook.hu\/0-thm\" target=\"_blank\" rel=\"\">0% THM<\/a><\/span> r\u00e9szleteit!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Reprezentat\u00edv p\u00e9lda 48 havi 14.9% THM \u00e1ruhitel ig\u00e9nyl\u00e9sre<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>K\u00f6lcs\u00f6n \u00f6sszege<\/td><td>500.000 Ft<\/td><\/tr><tr><td>Havi t\u00f6rleszt\u0151r\u00e9szlet:<\/td><td>13.655 Ft<\/td><\/tr><tr><td>Hitelkamat (fix):<\/td><td>13.97%<\/td><\/tr><tr><td>THM:<\/td><td>14.9%<\/td><\/tr><tr><td>Futamid\u0151:<\/td><td>48 h\u00f3nap<\/td><\/tr><tr><td>Teljes visszafizetend\u0151 \u00f6sszeg:<\/td><td>655.440 Ft<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">9.9% THM hitel ig\u00e9nyl\u00e9s reprezentat\u00edv p\u00e9lda<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Reprezentat\u00edv p\u00e9lda 20 havi 0% THM \u00e1ruhitel ig\u00e9nyl\u00e9sre<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>K\u00f6lcs\u00f6n \u00f6sszege<\/td><td>500.000 Ft<\/td><\/tr><tr><td>Havi t\u00f6rleszt\u0151r\u00e9szlet:<\/td><td>25.000 Ft<\/td><\/tr><tr><td>Hitelkamat (fix):<\/td><td>0 %<\/td><\/tr><tr><td>THM:<\/td><td>0 %<\/td><\/tr><tr><td>Futamid\u0151:<\/td><td>20 h\u00f3nap<\/td><\/tr><tr><td>Teljes visszafizetend\u0151 \u00f6sszeg:<\/td><td>500.000 Ft<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">0% THM hitel ig\u00e9nyl\u00e9s reprezentat\u00edv p\u00e9lda<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Reprezentat\u00edv p\u00e9lda 3 havi bankmentes r\u00e9szletfizet\u00e9sre (0% THM)<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>K\u00f6lcs\u00f6n \u00f6sszege<\/td><td>500.000 Ft<\/td><\/tr><tr><td>Havi t\u00f6rleszt\u0151r\u00e9szlet:<\/td><td>166.667 Ft<\/td><\/tr><tr><td>Hitelkamat (fix):<\/td><td>0 %<\/td><\/tr><tr><td>THM:<\/td><td>0 %<\/td><\/tr><tr><td>Futamid\u0151:<\/td><td>3 h\u00f3nap<\/td><\/tr><tr><td>Teljes visszafizetend\u0151 \u00f6sszeg:<\/td><td>500.000 Ft<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Reprezentat\u00edv p\u00e9lda bankmentes r\u00e9szletfizet\u00e9sre<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Az online \u00e1ruhitelr\u0151l<\/h2>\n\n\n\n<p>Az online \u00e1ruhitelt k\u00f6nnyen \u00e9s gyorsan ig\u00e9nyelheted a sz\u00e1m\u00edt\u00f3g\u00e9peden kereszt\u00fcl, \u00edgy nem fontos bef\u00e1radni egy \u00fczletbe, ami roppant el\u0151ny\u00f6s, ha olyan telep\u00fcl\u00e9sen laksz, ahol nincs notebook.hu \u00fczlet. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">A hitelig\u00e9nyl\u00e9s folyamata<\/h2>\n\n\n\n<p>A hitelig\u00e9nyl\u00e9s folyamata rendk\u00edv\u00fcl egyszer\u0171, m\u00e9g egy vide\u00f3t is k\u00e9sz\u00edtett\u00fcnk err\u0151l, amire \u00e9rdemes egy pillant\u00e1st vetni.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Hogyan vehetsz fel OTP \u00e1ruhitelt online rendk\u00edv\u00fcl egyszer\u0171en?\" width=\"618\" height=\"348\" src=\"https:\/\/www.youtube.com\/embed\/9Wccz-2dujE?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Apple Authorized Reseller<\/h2>\n\n\n\n<p>Fontos megjegyezni, hogy hivatalos Apple forgalmaz\u00f3v\u00e1 l\u00e9pt\u00fcnk el\u0151, \u00edgy n\u00e1lunk is ugyanolyan felt\u00e9telek mellett v\u00e1s\u00e1rolhatsz, mint egy iStyle-ban, \u00e9s a garanci\u00e1t\u00f3l kezdve mindent ugyan\u00fagy int\u00e9zhetsz. V\u00e1s\u00e1rolj b\u00e1tran Apple term\u00e9keket a Notebook.hu \u00fczleteiben!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>K\u00e1rtyaf\u00fcggetlen telefonok r\u00e9szletre \u00c9rdemes r\u00e9szletre v\u00e1s\u00e1rolni telefont, ak\u00e1r Android rendszer\u0171 telefonr\u00f3l van sz\u00f3, ak\u00e1r iPhone 17 r\u00e9szletre val\u00f3 v\u00e1s\u00e1rl\u00e1sa a c\u00e9lunk. Az \u00e1ruhitel megk\u00f6nny\u00edti, hogy fels\u0151 kateg\u00f3ri\u00e1s telefonokat v\u00e1s\u00e1roljon mag\u00e1nak b\u00e1rki k\u00f6nnyed\u00e9n, az\u00e9rt mert egyben megterhel\u0151 lenne vagy csak nem szeretne egyszerre ekkora \u00f6sszeget kiadni egy telefon\u00e9rt. A legmegb\u00edzhat\u00f3bb k\u00e9sz\u00fcl\u00e9kek k\u00f6z\u00e9 tartoznak a leg\u00fajabb iPhone &hellip;<\/p>\n","protected":false},"author":9,"featured_media":9892,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[42],"tags":[1217,1215,1216],"class_list":["post-9887","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-cikkek","tag-mobiltelefon-hitel","tag-online-aruhitel","tag-telefon-reszletre"],"jetpack_featured_media_url":"https:\/\/www.notebook.hu\/blog\/wp-content\/uploads\/2022\/02\/RI039e4_1-1.jpg","jetpack_shortlink":"https:\/\/wp.me\/p9xSLL-2zt","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.notebook.hu\/blog\/wp-json\/wp\/v2\/posts\/9887","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.notebook.hu\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.notebook.hu\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.notebook.hu\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.notebook.hu\/blog\/wp-json\/wp\/v2\/comments?post=9887"}],"version-history":[{"count":12,"href":"https:\/\/www.notebook.hu\/blog\/wp-json\/wp\/v2\/posts\/9887\/revisions"}],"predecessor-version":[{"id":14229,"href":"https:\/\/www.notebook.hu\/blog\/wp-json\/wp\/v2\/posts\/9887\/revisions\/14229"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.notebook.hu\/blog\/wp-json\/wp\/v2\/media\/9892"}],"wp:attachment":[{"href":"https:\/\/www.notebook.hu\/blog\/wp-json\/wp\/v2\/media?parent=9887"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.notebook.hu\/blog\/wp-json\/wp\/v2\/categories?post=9887"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.notebook.hu\/blog\/wp-json\/wp\/v2\/tags?post=9887"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}